Maria’s Note: Maria Bonaventura here, managing editor of the Diary. Today, we’re passing along an essay from colleague Teeka Tiwari. You may know Teeka as a cryptocurrency expert. But Teeka recently found an investment system so profitable, he took some money out of cryptos to devote it to this system…

Teeka believes it could help you make $12,000 a month with just a 12-second move. And he’s hosting a special presentation about it on Wednesday, November 13.

In the meantime, below, he shows you how this system can be the key to taking back control of your own financial future – without putting your current financial position at risk. And he explains why, thanks to a “war” the feds are waging here in America, that is now more important than ever…

On Monday, September 15, 2008, Lehman Brothers filed for bankruptcy. The collapse of the 158-year-old firm helped trigger the Great Recession.

Three months later, the U.S. economy collapsed under the weight of a near-total meltdown in housing prices. Riding to the rescue, the Federal Reserve cut interest rates to nearly zero.

That’s the lowest level it’s ever been in the 243-year history of the United States.

Wall Street pundits called it zero interest-rate policy, or ZIRP.

The Fed believed ZIRP would encourage people to borrow and invest in riskier assets with higher yields. This “wealth effect” would then stimulate the economy.

The policy did eventually help pull U.S. markets out of a recession. But there were unintended consequences…

Today, I’ll tell you what those consequences are – and more importantly, what you can do about it…

Income Crisis

If you read my Palm Beach Daily e-letter, you know I’ve been warning you about the “war” against savers.

It’s not an ordinary war. It has nothing to do with the Middle East. But you’re paying for it. Let me explain…

Since the Great Recession, the Fed’s ZIRP has made it difficult for ordinary Americans to find safe income with a decent yield.

Today, the rate on the benchmark 10-year Treasury note is hovering just above 1.8%. That’s nearly two-thirds less than its 100-year historical average of 4.6%.

Other traditional income products yield virtually nothing…

For example, the average yield of a checking account is just 0.06%. For every $10,000 you deposit, you’ll get back only $6 at the end of the year.

In 1995, you could have earned 4% on your deposits. That’s $400 annually on a $10,000 deposit – or nearly 70x more than today.

But for some savers, rates are even worse. According to financial services firm Bankrate, the most common yield for checking accounts remains at 0.01%.


And it’s not just checking accounts…

Across the board, conventional, short-term, fixed-income assets are yielding historically low rates. Here are the average rates banks pay on deposits of less than $100,000:

  • 0.06% for interest-bearing checking accounts

  • 0.09% for savings accounts

  • 0.16% for money market accounts

  • 0.51% for 12-month certificates of deposit (CDs)

  • 0.66% for 24-month CDs

Friends, anyone looking for income in their investments has very few options in the market today. So if you want to retire with dignity, you’ll need a new game plan.

The good news is, I found a way to take back control of your own financial future without putting your current financial position at risk. It all has to do with creating a large, safe stream of monthly income…

The Surest Way to Build a Fortune

Securing a large, steady stream of income is the surest way to build a large fortune. The more “safe” income you build, the more “free” income you’ll have to speculate on high-risk, high-reward plays that can explode your wealth higher – without putting your current lifestyle at risk.

The other great benefit of having a large income stream is you can use it to splurge on the things that make life even more fun. That could be a new boat, exotic vacations, or just a little extra cash each month to help out the kids and spoil the grandkids.

The point is, when you have a steady income source (separate from your employment or main source), you’ll have so many more options in your life.

That’s why I’ve spent the past two years researching an investment method that can give you a shot at bringing in five figures a month in profits.

It’s a moneymaking approach so accurate and lucrative I even took some of my money out of crypto to commit to it.

And on Wednesday, November 13, I’ll finally announce the details of this system for the first time to the public – on camera.

If you’re willing to put in 12 seconds for the chance to make $12,000 or more each month in extra income, then you’ll want to join me.

And to prove its effectiveness, I’m willing to give everyone who attends my special event their first trade recommendation for free.

Let the Game Come to You!


Teeka Tiwari
Editor, Palm Beach Confidential

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